Medicare is supposed to help. But for most people, it feels like a giant puzzle with missing pieces. Ads scream at you from every direction. Your mailbox fills up with confusing offers. Your phone won’t stop ringing. And half the time, you’re left wondering… who’s actually telling the truth?
Paul Barrett was wondering the same thing.
He’s the founder of The Modern Medicare Agency, a business built to provide real help. Paul didn’t come into this industry to sell people something they didn’t need. He came to fix what’s broken.
People deserve to understand what they’re signing up for… without the fluff, pressure, or fine print. At Paul’s agency, there are no pushy sales tactics. No confusing lingo. No bait-and-switch. Just clear, honest conversations about Medicare, and what it really means for your health, your wallet, and your future.
Paul started his company to “give people a safe space to ask questions, get honest answers, and feel confident about their coverage.”
Medicare Marketing: What They Don’t Want You to Know
It’s not your imagination; Medicare marketing is designed to confuse you. And it’s getting worse with the Inflation Reduction Act and Medicare Part D.
Every fall, during the Annual Election Period (AEP), ads flood the airwaves. Mailboxes explode with letters claiming you’ve been “pre-approved” for mysterious savings. And suddenly, your phone is ringing with offers that sound way too good to be true.
Here’s why:
- You are a lead, not a person. The goal of those ads and mailers is to capture your information and sell it to call centers or agents.
- Agents make money by switching your plan, even if the new plan isn’t better for you.
- Bait and switch is common. You ask about Medigap, and they pivot to Medicare Advantage.
- Doctor networks are misunderstood. “PPO lets you see any doctor” sounds great, until you learn out-of-network care costs more and comes with hoops to jump through.
- Many agents are under-trained. Passing a basic exam is enough to start selling. However, Medicare is complex, and poor advice can be costly.
How Paul Barrett Does It Differently
Paul isn’t running a call center. He’s not flipping plans for commission. He’s an independent Medicare advisor who sticks with clients for the long haul. His process is built around education, not pressure.
Step 1: Understand Your Situation
- Are you ready to enroll, or would you like to delay?
- What does Original Medicare cover, and what doesn’t it?
- What will it cost you out of pocket?
Step 2: Prioritize What Matters to You
- Who are your doctors?
- What prescriptions do you take?
- Which pharmacy do you prefer?
- Is there a hospital you trust and would like to have access to?
Step 3: Compare Plans, Without the Spin
- Consider all the options based on your location.
- Compare drug coverage, costs, networks, and benefits.
- No sales goals. No gimmicks. Just the facts.
And here’s the big one: Paul doesn’t disappear after enrollment. He checks in, answers questions year-round, and ensures your coverage remains relevant as things change.
“Paul Barrett is not only a true professional and well informed about Medicare, supplemental policies, and drug plans, but he’s also a nice guy and responsive, timely. I met him at a seminar on Medicare 4 years ago, and I’m glad I did. He saved me money… helped me decide the best supplemental & drug plan for me, too, each year,” says Janet Reilly
How to Avoid Medicare Scams
Before you pick any Medicare agent, Paul recommends asking the right questions:
- Are you independent or tied to one insurance company?
- Do you specialize in Medicare or sell other types of insurance too?
- How many carriers do you represent?
- Will you support me after I enroll?
- Can you explain Medicare Advantage and Medigap fairly?
Check their online presence:
- Do they have real reviews?
- Is their website Medicare-focused?
- Are they sharing educational content, or just throwing around ads?
If the answer to any of these feels shaky, walk away.
Conclusion
Paul started The Modern Medicare Agency for one reason: people deserve better. Medicare doesn’t have to be stressful. It doesn’t have to be confusing. And it shouldn’t come with strings attached.
“You don’t need to become a Medicare expert,” says Paul, “You just need to work with someone who already is, and who actually cares about helping you make the right decision.”
His mission is simple: educate, guide, and support. That’s it. No quotas. No pressure. Real help, ideal for those who are tired of the noise and ready for straightforward answers.
